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Financing an Anytime Fitness with an SBA loan

Since FY2020, 61 Anytime Fitness locations changed hands on an SBA 7(a) loan. Here is what those deals looked like, which lenders wrote them, and where the brand stands with the SBA.

Anytime Fitness franchising: franchise.anytimefitness.com

Acquisition loans
61
since FY2020
Median loan size
$238,500
FY2025 to FY2026 Q3
Median rate
9.25%
at approval
Total approved
$8M
FY2025 to FY2026 Q3

What a lender sees

Anytime Fitness is an established brand in the SBA loan file: 61 acquisitions cleared underwriting in the last five years. At the $238,500 median loan, a standard 7(a) structure puts roughly $23,850 of buyer equity into the deal at the 10 percent minimum injection, with the rest financed over ten years. The 9.25 percent median rate is the number to model your payment against.

Lenders that actually write these

The banks below approved the most Anytime Fitness acquisitions in the file. A lender that has funded this brand before is the fastest path through underwriting.

SBA conditions on this brand

Anytime Fitness is listed in the SBA Franchise Directory with no brand-specific lender conditions on file. A lender still runs the standard franchise review, but there is no special addendum or lease restriction attached to this brand.

Loan counts, median size, median rate, and lender ranking are computed from the SBA 7(a) FOIA file, change of ownership approvals, FY2025 to FY2026 Q3, as of June 30, 2026. Eligibility, the identifier code, and any conditions are from the SBA Franchise Directory, effective August 11, 2026. We are not affiliated with Anytime Fitness or its franchisor, and directory listing is not an endorsement of any individual deal. Methodology.