Which lenders’ acquisition loans survive
FY2020-22 approvals (federal fiscal years), change-of-ownership loans only, every lender with 100 or more such loans: 31 lenders, sorted by loan count. Charge-off rates run from 0.00% to 4.80%.
- Lenders listed
- 31
- Cohort loans
- 17,153
- Charge-off range
- 0.00% to 4.80%
- All acquisition loans
- 1.70%
at 100+ cohort loans
FY2020-22 approvals
across the listed lenders
every lender, 17,153 loans
Charge-off rate by lender
Sorted by cohort loan count, which is also the sample size behind each rate. Lender names link to their profiles.
Showing 10 of 31 lenders
| Live Oak Banking Company | 1,854 | 1.51% |
| Huntington National Bank | 600 | 2.50% |
| Celtic Bank Corporation | 402 | 2.24% |
| Byline Bank | 314 | 1.91% |
| Hanmi Bank | 289 | 0.69% |
| United Midwest Savings Bank National Association | 272 | 0.74% |
| Columbia Bank | 251 | 1.99% |
| Manufacturers and Traders Trust Company | 225 | 3.11% |
| Bank of Hope | 220 | 3.18% |
| Pinnacle Bank | 217 | 0.92% |
Source: SBA 7(a) FOIA file. FY2020-22 approval cohort, change-of-ownership loans, lenders with 100 or more such loans. Charge-off = SBA wrote the loan off as a loss. Loans approved more recently have had less time to go bad, which is why the cohort stops at FY2020-22 rather than running to the present. As of June 30, 2026. Methodology. See an error? Email us and we will correct it.