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Notes from the buyer's chair

Essays, data studies, and rule breakdowns for people buying a small business with SBA financing.

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BlogAugust 19, 2026

Business Valuation Calculator for a Small Business Purchase

What the tool computes, why two calculators give you two answers, and the valuation your lender will actually accept.

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BlogAugust 19, 2026

What a Quality of Earnings Report Is and When SBA Requires One

Independent proof that a seller's earnings are real, and from October a requirement on larger SBA deals.

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BlogAugust 19, 2026

SBA Loan to Buy a Business: The 7(a) Process, Step by Step

The financing path end to end: what makes a deal eligible, how the loan actually gets sized, and the four rules that decide whether the price you agreed to survives underwriting.

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