The rule tracker
SBA's lending rules change on a schedule: SOP revisions, procedural notices, fee updates. This page tracks every revision that matters for buyers, with each one translated out of lender-speak.
SOP 50 10 8.1: every change that matters for buyers
The new standard operating procedure, compared against SOP 8 provision by provision and translated out of lender-speak: equity injection, QoE-based coverage, seller terms, and DSCR floors.
Read the breakdownHow the acquisition rules changed
The three rules that decide a business acquisition, traced through all 17 SOP revisions since 2008: what the equity injection was before it was 10%, the seller-note rule that loosened and then snapped back, and the coverage floor that held for twelve years.
Read the breakdownThe next revision
17 revisions since 2008, a median of 12 months apart. A watcher reads SBA's page every morning and flags a new document the day it posts. Get the breakdown the week it lands.
What this tracker covers
SOP revisions and procedural notices, as SBA releases them. An automated watcher checks SBA's SOP page daily and flags new documents the day they publish; revisions that change life for buyers get a full breakdown here. Announcements that are not SOP revisions, such as fee notices and funding lapses, land in SBA news.