United Midwest Savings Bank National Association

Yes. United Midwest Savings Bank National Association was approved for 617 SBA 7(a) change-of-ownership loans since FY2020, including 154 in FY2025 to FY2026 Q3. That ranks it #8 of 249 acquisition lenders by loan count in that window. Acquisitions are 11.3% of its 7(a) lending; the rest are startups, expansions, and working capital.

Across its FY2025 to FY2026 Q3 acquisition loans, the median rate at approval was 9.75%, against a national median of 9.25%. Half of them started between 9.50% and 10.25%. Its variable-rate loans priced around Prime + 2.75%. Most 7(a) loans float over Prime, so these are rates at approval, not what a borrower pays today.

The median deal was $644,250, against a national median of $709,300. In total it has approved $142M in gross change-of-ownership loans over FY2025 to FY2026 Q3.

Across the 133 loans that report both dates, the median time from approval to first disbursement was 21 days. Actual timelines vary with the deal and the documentation.

Its FY2025 to FY2026 Q3 acquisition loans concentrate in Health Care and Social Assistance and Professional, Scientific, and Technical Services. 9.74% of its acquisition loans went to franchises. The full industry and deal-size mix is above.

Of the 272 acquisition loans it approved in the FY2020-22 cohort, 0.74% were later charged off, meaning SBA wrote the loan off as a loss. Charge-off rates are shown only for lenders with 100 or more cohort loans, since recent loans have had less time to season.