Financing a Comfort Keepers with an SBA loan
Since FY2020, 27 Comfort Keepers locations changed hands on an SBA 7(a) loan. Here is what those deals looked like, which lenders wrote them, and where the brand stands with the SBA.
Comfort Keepers franchising: comfortkeepersfranchise.com
What a lender sees
Comfort Keepers is an established brand in the SBA loan file: 27 acquisitions cleared underwriting in the last five years. At the $628,700 median loan, a standard 7(a) structure puts roughly $62,870 of buyer equity into the deal at the 10 percent minimum injection, with the rest financed over ten years. The 9.75 percent median rate is the number to model your payment against.
Lenders that actually write these
The banks below approved the most Comfort Keepers acquisitions in the file. A lender that has funded this brand before is the fastest path through underwriting.
- Live Oak Banking Company12 Comfort Keepers loans
- CIBC Bank USA3 Comfort Keepers loans
- Columbia Bank2 Comfort Keepers loans
- 21st Century Bank1 Comfort Keepers loan
- Byline Bank1 Comfort Keepers loan
SBA conditions on this brand
Comfort Keepers is listed in the SBA Franchise Directory with no brand-specific lender conditions on file. A lender still runs the standard franchise review, but there is no special addendum or lease restriction attached to this brand.
Loan counts, median size, median rate, and lender ranking are computed from the SBA 7(a) FOIA file, change of ownership approvals, FY2025 to FY2026 Q3, as of June 30, 2026. Eligibility, the identifier code, and any conditions are from the SBA Franchise Directory, effective August 11, 2026. We are not affiliated with Comfort Keepers or its franchisor, and directory listing is not an endorsement of any individual deal. Methodology.