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In the SBA loan file

Financing a Crumbl with an SBA loan

Since FY2020, 31 Crumbl locations changed hands on an SBA 7(a) loan. Here is what those deals looked like, which lenders wrote them, and where the brand stands with the SBA.

Crumbl franchising: crumblcookies.com

Acquisition loans
31
since FY2020
Median loan size
$1,253,000
FY2025 to FY2026 Q3
Median rate
9.50%
at approval
Total approved
$29M
FY2025 to FY2026 Q3

What a lender sees

Crumbl is an established brand in the SBA loan file: 31 acquisitions cleared underwriting in the last five years. At the $1,253,000 median loan, a standard 7(a) structure puts roughly $125,300 of buyer equity into the deal at the 10 percent minimum injection, with the rest financed over ten years. The 9.50 percent median rate is the number to model your payment against.

Lenders that actually write these

The banks below approved the most Crumbl acquisitions in the file. A lender that has funded this brand before is the fastest path through underwriting.

SBA conditions on this brand

Crumbl does not currently appear in the SBA Franchise Directory, even though the loan file shows acquisitions financed under it. A lender would confirm the brand's status before proceeding, since directory listing is what makes the standard franchise paperwork available.

Loan counts, median size, median rate, and lender ranking are computed from the SBA 7(a) FOIA file, change of ownership approvals, FY2025 to FY2026 Q3, as of June 30, 2026. Directory status is from the SBA Franchise Directory, effective August 11, 2026. We are not affiliated with Crumbl or its franchisor, and directory listing is not an endorsement of any individual deal. Methodology.