Financing a Holiday Inn Express with an SBA loan
Since FY2020, 36 Holiday Inn Express locations changed hands on an SBA 7(a) loan. Here is what those deals looked like, which lenders wrote them, and where the brand stands with the SBA.
Holiday Inn Express franchising: development.ihg.com
What a lender sees
Holiday Inn Express is an established brand in the SBA loan file: 36 acquisitions cleared underwriting in the last five years. At the $4,863,950 median loan, a standard 7(a) structure puts roughly $486,395 of buyer equity into the deal at the 10 percent minimum injection, with the rest financed over ten years. The 8.00 percent median rate is the number to model your payment against.
Lenders that actually write these
The banks below approved the most Holiday Inn Express acquisitions in the file. A lender that has funded this brand before is the fastest path through underwriting.
- GBank8 Holiday Inn Express loans
- First Western SBLC, LLC7 Holiday Inn Express loans
- Celtic Bank Corporation3 Holiday Inn Express loans
- Shoreham Bank2 Holiday Inn Express loans
- TowneBank2 Holiday Inn Express loans
SBA conditions on this brand
If Applicant also operates under a management agreement with a third party, Lender/CDC must review the management agreement in accordance with SOP 50 10 to determine if there is affiliation between the Applicant and the management company. The Applicant is not eligible if the management company is, or is affiliated with, the franchisor.
Every franchise the SBA will finance carries an entry in its directory, and some carry conditions like this one about how the real estate and the lease may be held. A lender has to clear these before funding, so they are worth reading before you make an offer.
Loan counts, median size, median rate, and lender ranking are computed from the SBA 7(a) FOIA file, change of ownership approvals, FY2025 to FY2026 Q3, as of June 30, 2026. Eligibility, the identifier code, and any conditions are from the SBA Franchise Directory, effective August 11, 2026. We are not affiliated with Holiday Inn Express or its franchisor, and directory listing is not an endorsement of any individual deal. Methodology.