Financing a Primrose Schools with an SBA loan
Since FY2020, 46 Primrose Schools locations changed hands on an SBA 7(a) loan. Here is what those deals looked like, which lenders wrote them, and where the brand stands with the SBA.
Primrose Schools franchising: primroseschools.com
What a lender sees
Primrose Schools is an established brand in the SBA loan file: 46 acquisitions cleared underwriting in the last five years. At the $1,394,000 median loan, a standard 7(a) structure puts roughly $139,400 of buyer equity into the deal at the 10 percent minimum injection, with the rest financed over ten years. The 7.50 percent median rate is the number to model your payment against.
Lenders that actually write these
The banks below approved the most Primrose Schools acquisitions in the file. A lender that has funded this brand before is the fastest path through underwriting.
- Live Oak Banking Company17 Primrose Schools loans
- America First Federal Credit Union10 Primrose Schools loans
- BMO Bank National Association2 Primrose Schools loans
- Customers Bank2 Primrose Schools loans
- Pinnacle Bank2 Primrose Schools loans
SBA conditions on this brand
1. Only the negotiated addendum may be used. 2. Franchisor’s Collateral Assignment of Lease and Subordination Agreement may be used.
Every franchise the SBA will finance carries an entry in its directory, and some carry conditions like this one about how the real estate and the lease may be held. A lender has to clear these before funding, so they are worth reading before you make an offer.
Loan counts, median size, median rate, and lender ranking are computed from the SBA 7(a) FOIA file, change of ownership approvals, FY2025 to FY2026 Q3, as of June 30, 2026. Eligibility, the identifier code, and any conditions are from the SBA Franchise Directory, effective August 11, 2026. We are not affiliated with Primrose Schools or its franchisor, and directory listing is not an endorsement of any individual deal. Methodology.