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Regions Bank

Headquartered in Birmingham, ALregions.com$159B in assetsFounded 19281,259 officesData: SBA 7(a) FOIA file

Loans
18

#112 of 249 by loans, FY2025 to FY2026 Q3

Approved
$25M

gross approvals

Median deal
$1,019,850

national $709,300

Median rate
8.09%

national 9.25% at approval

Loans per fiscal year

FY2026 is partial: 8 loans approved through June 30, 2026.

Loans per fiscal year
Fiscal yearLoans
FY202018
FY202115
FY20226
FY20234
FY20243
FY202510
FY2026 (partial year, through June 30, 2026)8

How they lend

Across 18 change-of-ownership loans, FY2025 to FY2026 Q3.

Acquisition share of their 7(a) lending

Acquisitions 64 (7.2%)Other purposes 827 (92.8%)

Their full 7(a) book since FY2020 is 891 loans. Every other figure on this page counts the 64 acquisition loans only.

Initial rate structure

Variable 72.22%Fixed 27.78%

Middle half of rates
7.75% to 8.75%
Typical margin over Prime
Prime + 1.25% at approval (13 variable loans)
Median term
120 months
Collateral reported
100.00% of loans
Sold on the secondary market
0.00% of loans
Franchise loans
16.67% of loans
Approval to first disbursement
27 days (n = 14)

Processing method

Preferred Lenders Program
83.33%
SBA Express Program
11.11%
International Trade Loans
5.56%

SBA processing-method labels as they appear in the loan file, as shares of this lender’s window loans.

What they fund

Industries and deal sizes across 18 change-of-ownership loans, FY2025 to FY2026 Q3.

Top industries

Administrative and Support and Waste Management and Remediation Services
22.22%
Accommodation and Food Services
11.11%
Construction
11.11%
Health Care and Social Assistance
11.11%
Wholesale Trade
11.11%

Deal size mix

Under $350K 27.78%$350K to $1M 22.22%$1M to $3.5M 38.89%$3.5M+ 11.11%

Sectors from each loan’s NAICS code; deal sizes from gross approval amounts. Window loans only.

Where they lend

Top states by this lender’s change-of-ownership loans, FY2025 to FY2026 Q3.

Grouped by ProjectState. State names link to the state lender pages where one exists.

Run a deal at these rates

The deal analyzer prices an acquisition with current SBA terms and shows whether the numbers cover the debt.

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Every 7(a) acquisition lender in the country, searchable and sortable, with loan counts, medians, and rates.

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Source: SBA 7(a) FOIA file, change-of-ownership loans for Regions Bank. Window stats cover FY2025 to FY2026 Q3, as of June 30, 2026, and refresh with each quarterly cut. Rates and rate quartiles are the rates at approval. Website, headquarters, assets, founding year, and office count come from the FDIC BankFind Suite API and, for credit unions, the NCUA Credit Union Locator (public US government data). Methodology. See an error? Email us and we will correct it.