TD Bank, National Association
- Loans
- 17
- Approved
- $25M
- Median deal
- $1,370,000
- Median rate
- 7.57%
#121 of 249 by loans, FY2025 to FY2026 Q3
gross approvals
national $709,300
national 9.25% at approval
Loans per fiscal year
FY2026 is partial: 4 loans approved through June 30, 2026.
| Fiscal year | Loans |
|---|---|
| FY2020 | 15 |
| FY2021 | 29 |
| FY2022 | 8 |
| FY2023 | 12 |
| FY2024 | 17 |
| FY2025 | 13 |
| FY2026 (partial year, through June 30, 2026) | 4 |
How they lend
Across 17 change-of-ownership loans, FY2025 to FY2026 Q3.
Acquisition share of their 7(a) lending
Acquisitions 98 (0.6%)Other purposes 17,642 (99.4%)
Their full 7(a) book since FY2020 is 17,740 loans. Every other figure on this page counts the 98 acquisition loans only.
Initial rate structure
Variable 23.53%Fixed 76.47%
- Middle half of rates
- 7.06% to 8.74%
- Median term
- 120 months
- Collateral reported
- 100.00% of loans
- Sold on the secondary market
- 0.00% of loans
- Franchise loans
- 35.29% of loans
- Approval to first disbursement
- 24 days (n = 12)
Processing method
| Preferred Lenders Program | 70.59% | |
| SBA Express Program | 29.41% |
SBA processing-method labels as they appear in the loan file, as shares of this lender’s window loans.
What they fund
Industries and deal sizes across 17 change-of-ownership loans, FY2025 to FY2026 Q3.
Top industries
| Other Services (except Public Administration) | 29.41% | |
| Retail Trade | 23.53% | |
| Accommodation and Food Services | 11.76% | |
| Administrative and Support and Waste Management and Remediation Services | 5.88% | |
| Construction | 5.88% |
Deal size mix
Under $350K 29.41%$350K to $1M 11.76%$1M to $3.5M 47.06%$3.5M+ 11.76%
Sectors from each loan’s NAICS code; deal sizes from gross approval amounts. Window loans only.
Where they lend
Top states by this lender’s change-of-ownership loans, FY2025 to FY2026 Q3.
- Florida5 loans
- New Jersey4 loans
- New Hampshire2 loans
- New York2 loans
- Connecticut1 loan
Grouped by ProjectState. State names link to the state lender pages where one exists.
TD Bank, National Association: SBA acquisition lending, answered
Does TD Bank, National Association make SBA acquisition loans?
Yes. TD Bank, National Association was approved for 98 SBA 7(a) change-of-ownership loans since FY2020, including 17 in FY2025 to FY2026 Q3. That ranks it #121 of 249 acquisition lenders by loan count in that window. Acquisitions are 0.6% of its 7(a) lending; the rest are startups, expansions, and working capital.
What interest rates does TD Bank, National Association charge on SBA loans?
Across its FY2025 to FY2026 Q3 acquisition loans, the median rate at approval was 7.57%, against a national median of 9.25%. Half of them started between 7.06% and 8.74%. Most 7(a) loans float over Prime, so these are rates at approval, not what a borrower pays today.
How large are TD Bank, National Association's SBA acquisition loans?
The median deal was $1,370,000, against a national median of $709,300. In total it has approved $25M in gross change-of-ownership loans over FY2025 to FY2026 Q3.
How fast does TD Bank, National Association fund an SBA loan?
Across the 12 loans that report both dates, the median time from approval to first disbursement was 24 days. Actual timelines vary with the deal and the documentation.
What kinds of businesses does TD Bank, National Association finance?
Its FY2025 to FY2026 Q3 acquisition loans concentrate in Other Services (except Public Administration) and Retail Trade. 35.29% of its acquisition loans went to franchises. The full industry and deal-size mix is above.
Run a deal at these rates
The deal analyzer prices an acquisition with current SBA terms and shows whether the numbers cover the debt.
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Every 7(a) acquisition lender in the country, searchable and sortable, with loan counts, medians, and rates.
Browse all lendersSource: SBA 7(a) FOIA file, change-of-ownership loans for TD Bank, National Association. Window stats cover FY2025 to FY2026 Q3, as of June 30, 2026, and refresh with each quarterly cut. Rates and rate quartiles are the rates at approval. Website, headquarters, assets, founding year, and office count come from the FDIC BankFind Suite API and, for credit unions, the NCUA Credit Union Locator (public US government data). Methodology. See an error? Email us and we will correct it.