Run the numbers before the lender does
Free calculators for SBA-financed acquisitions. No broker math: built on the current SOP rules, with rates and fee tiers pulled from the same data files as the rest of the site.
Deal Analyzer
The whole deal in one screen: SDE, seller note, equity injection, and DSCR under current SOP rules, with a 10-year plan and sensitivity heatmap.
SBA 7(a) loan calculator
Monthly payment, total interest, guaranty fee, and a full amortization view at current Prime-based pricing.
OpenSBA 504 loan calculator
The 50/40/10 stack for deals with real estate: bank piece, CDC debenture, blended payment and rate.
OpenDSCR calculator
Debt service coverage from cash flow to the SBA floors, current and SOP 50 10 8.1, with your headroom in dollars.
OpenEquity injection checker
Does your down payment count under the SOP? Cash, borrowed funds, and standby seller debt, checked.
OpenTake-home calculator
What you personally keep after the loan payment and federal plus state income taxes, year by year.
OpenWhere the numbers come from
Every rate, floor, and fee tier in these tools renders from the same data files that feed the rest of the site, with their as-of dates. See the current figures in one place.
See current rates