Financing The UPS Store with an SBA loan
Since FY2020, 322 The UPS Store locations changed hands on an SBA 7(a) loan. Here is what those deals looked like, which lenders wrote them, and where the brand stands with the SBA.
The UPS Store franchising: theupsstorefranchise.com
What a lender sees
The UPS Store is an established brand in the SBA loan file: 322 acquisitions cleared underwriting in the last five years. At the $463,500 median loan, a standard 7(a) structure puts roughly $46,350 of buyer equity into the deal at the 10 percent minimum injection, with the rest financed over ten years. The 9.25 percent median rate is the number to model your payment against.
Lenders that actually write these
The banks below approved the most The UPS Store acquisitions in the file. A lender that has funded this brand before is the fastest path through underwriting.
- Huntington National Bank59 The UPS Store loans
- Merchants Bank of Indiana26 The UPS Store loans
- Centerstone SBA Lending, Inc.14 The UPS Store loans
- Citizens Bank11 The UPS Store loans
- Bank of America, National Association10 The UPS Store loans
SBA conditions on this brand
The UPS Store is listed in the SBA Franchise Directory with no brand-specific lender conditions on file. A lender still runs the standard franchise review, but there is no special addendum or lease restriction attached to this brand.
Loan counts, median size, median rate, and lender ranking are computed from the SBA 7(a) FOIA file, change of ownership approvals, FY2025 to FY2026 Q3, as of June 30, 2026. Eligibility, the identifier code, and any conditions are from the SBA Franchise Directory, effective August 11, 2026. We are not affiliated with The UPS Store or its franchisor, and directory listing is not an endorsement of any individual deal. Methodology.